Manage shared expenses by category and settle up with minimal transfers. Record spending for meals, taxis, cafes, drinks, and more — the calculator automatically figures out who owes whom.
Enter the names of everyone who shared expenses and click 'Add'. You can use nicknames or real names. At least 2 participants are required.
Select the payer, category, description, and amount, then choose which members are included. By default all participants are selected — uncheck anyone who wasn't involved. For example, if only A and B took a taxi out of A, B, C, uncheck C.
Review the added expenses. Remove any incorrect entries with the delete button. Category tags help you see the type of each expense at a glance.
Click 'Calculate' to see category breakdowns, per-person summaries, and transfer instructions that settle everything with the fewest possible transfers.
Follow the transfer instructions to complete the settlement. Use the 'Reset' button to clear all data and start a new settlement.
Simple Dutch pay divides the total by headcount, but group settlement handles situations where different people paid for different items and not everyone participated in every expense. For example, if 5 people met but only 4 took a taxi and 3 went to a second venue, each person's share differs. This calculator handles such complex scenarios accurately.
It calculates each participant's net balance (amount paid minus amount owed), then uses a greedy algorithm to match the largest creditor with the largest debtor. This minimizes the number of transfers needed — at most N-1 transfers for N people.
Yes. When adding an expense, check only the participants who should share that cost. The default is everyone selected — simply uncheck those who weren't involved. For example, if 2 out of 3 people went to a cafe, exclude the one who didn't go.
The category breakdown shows which types of expenses cost the most. With 6 categories — Meals, Taxi, Cafe, Drinks, Entertainment, Other — you can analyze spending patterns and use the insights when planning budgets for future gatherings.
Currently this calculator runs in-browser only without a save feature. To share results, take a screenshot or use your browser's print function (Ctrl+P / Cmd+P) to save as PDF. You can also copy the results into a message.
When dividing amounts, the calculator rounds to the nearest whole number (KRW). Minor differences are distributed evenly among participants. In practice, rounding up to the nearest 100 KRW is common for convenience.
Yes, there's no limit on participants — it can handle large groups of dozens of people. With more participants, carefully verify the included members for each expense. For large groups, it helps to have one person (the organizer) handle all the data entry.
This calculator is a convenience tool. We recommend confirming final amounts through mutual agreement among all participants. Use the results as a reference and adjust flexibly if discrepancies arise.